Here's how it works.

Pick your cover. Pay the one-off platform fee.

Choose whether the property is inside Greater London and how many months of Security Funds cover you need — 6, 9 or 12. The longer the cover, the lower the fee. It is a single payment: no subscription, no monthly charge.

Invite your landlord or agent. They fill in the tenancy.

They receive a one-click link and complete the property address, tenancy period, monthly amount and their own payout account directly in Yoho's dashboard. You never enter or see their bank details. Nothing leaves your account.

Check the tenancy. Sign your authorisation.

Review what your landlord or agent entered, preview the Side Letter — the bilateral agreement between Yoho and the receiving party, with you as the named beneficiary — and sign your Stage 0 Consent on screen. Yoho keeps an audit record of the signing time. No money moves.

Verify it's you.

Government ID and a quick selfie, on your phone. Sumsub runs the same identity check used by leading UK challenger banks.

Complete your applicant details.

The remaining information Yoho needs on file for your Tenancy Passport. Straightforward form, done once.

Now you fund.

Transfer your Security Funds to the Yoho Segregated Client Account at a Tier 1 UK bank. Your dashboard shows the account details, the exact amount, and a Reference you must quote so the payment can be matched to you. Sending from overseas? Take your time — the page also carries the SWIFT/BIC and remittance wording your bank will ask for.

The signed Side Letter and your signed service agreement are both downloadable here — that is the document to hand your bank or remittance provider if they ask what the transfer is for.