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YOHO bypasses traditional credit checks and UK guarantor requirements using banking-grade technology to verify your global identity.
Connect your global accounts and identity documents securely. Our AI-driven system creates a comprehensive financial profile that UK landlords trust instantly.
We translate your international history into a local AA+ Trust Score. This eliminates the need for a UK-based guarantor, saving you thousands in upfront fees.
Your collateral and service fees are held in regulated escrow via our FCA-regulated banking partners. Funds are protected by banking-grade security and released only when the agreement is fulfilled.